What are the steps to achieve PCI DSS Certification in Malaysia?
- ISO Certification
- Apr 18, 2025
- 3 min read
PCI DSS Certification in Malaysia, PCI DSS is the acronym for the Payment Card Industry Data Security Standard created by the PCI Security Standards Council (PCI SSC). It defines a set of 12 essential rules that companies must meet for secure storage, handling, and transmission of cardholder information.
Steps to Achieve PCI DSS Certification in Malaysia
Step 1: Understand PCI DSS Requirements Begin by educating yourself on your knowledge of the PCI DSS Standard, which includes:
Secure network configuration
Data protection for stored cardholders
Secure access control measures
Monitoring and testing regularly of the networks
Implementing a program to manage vulnerabilities.
Step 2: Determine Your Merchant Level PCI DSS requirements differ based on the business level and can be measured by the number of transactions per year processed by your card:
level 1 over 6 million transactions
level 2 1 – 6 Million transactions
3.: 20,000 – 1 million transactions (e-commerce)
level 4 less than 20,000 transacts (e-commerce) or as high as 1 million for other transactions
This classification affects the nature of the Assessment needed (Self-Assessment Survey and QSA auditor). Step 3: Conduct a Gap Analysis The gap analysis can help you evaluate your security level compared to PCI DSS standards. It identifies areas that require improvements, including:
Security of the network
Data encryption practices
Controls of access
Mechanisms for monitoring and log-keeping
Step 4: Implement Required Security Controls Following the gap assessment, put the required administrative and technical controls in place to ensure they align with the PCI DSS standards. This could include:
Upgrades to routers and firewalls
Two-factor authentication is enforced
Encrypting cardholder data
Secure coding practices
Step 5: Conduct Internal Testing Before the audit’s formalization Before the audit, conduct internal security tests that include:
Vulnerability scanning
Testing for penetration
Review of access
Review and monitoring of logs
This proactive approach ensures your system is prepared for an external audit. Step 6: Complete the Assessment Based on the merchant level and your merchant level, select the appropriate form of Assessment based on your merchant level:
Self-Assessment Questionnaire (SAQ): For smaller organizations
QSA conducts Onsite Assessments for larger businesses (usually merchants at Level 1).
Step 7: Submit a Report of Compliance (ROC) or SAQ When the audit is finished:
Larger businesses will be issued the Report on Compliance (ROC) from the QSA.
Smaller companies submit them with their Self-Assessment Questionnaire (SAQ) and Attestation of Compliance (AOC).
The documents must be provided to banks, acquirers or card brands as needed. Step 8: Maintain Ongoing Compliance PCI DSS PCI DSS is not a once-in-a-lifetime event. Continuous compliance means:
Quarterly vulnerability scans
Annual re-certification
Regular internal audits
Employee training on the security of data
Maintaining compliance lowers the possibility of data breaches and helps ensure customers’ long-term trust.
Why Choose Factocert For PCI DSS Certification in Malaysia?
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